Review Your Credit Report for Errors
Why is it important to review your credit report?
Reviewing your credit report may help identify potential identity theft, fraud, or simple reporting errors.
With the convenience of the consumer website www.annualcreditreport.com, you can review your full credit report from all three reporting agencies as often as every seven days.
If something is incorrect, you can dispute the item(s) online.
It is important to review all personal information carefully, as well as other reported information. If something is incorrect, create an account and submit a dispute.
A few tips:
- Verify full name, especially if you have a family member with a similar name
- A possible sign of ID theft may be
- An account you did not open
- An address where you never lived
- A delinquent or collection account
- An inquiry for a loan you never submitted
- If you see a red flag submit a dispute
And if you are a victim, there are resources. www.identytheft.gov is a link through the Federal Trade Commission where you can report the theft and get a recovery plan.
Reviewing your credit regularly is important. If you want guidance so you fully understand all the information contained in your report, I can help! Together we can pull your report, review, discuss questions you may have, and even create a plan if your credit needs improvement.
Feel confident about your credit! CLICK HERE to schedule your Personal Financial Coaching session.
Lisa Atkinson
TFCU | Personal Financial Coach
latkinson@xiaoneizhi.com
As a Personal Financial Coach, I do not provide legal or tax advice. Tucson Federal Credit Union does not guarantee that this service will achieve any particular objective or outcome. For any legal advice, please seek the advice of an attorney or tax professional.
